The aim of our practice is to help all those wishing to secure their financial future, whether your priority is to:

• Preserve and build capital 
• Invest your capital to provide a secure income 
• Gain financial protection against risk 
• Reduce Inheritance Tax liability

The financial planning world can sound daunting with lots of unfamiliar industry jargon used. Our aim is to provide advice to you in a manner that makes these issues easier to understand. It is important that you do, since planning for a secure future for yourself, family or your business is one of the most important steps you will ever take.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is generally dependent on individual circumstances.